Last updated: [insert date before publishing] · Template — have this reviewed by a licensed attorney in your jurisdiction before this site goes live. Insurance lead generation is regulated (TCPA, CAN-SPAM, and state-level insurance marketing rules), and requirements vary by state.
By accessing or using this website ("Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree, do not use the Site. We may update these Terms at any time; continued use after changes are posted constitutes acceptance of the revised Terms.
Best Insurance Deals is an independent, informational comparison tool. It helps visitors identify which major U.S. insurance carriers may be worth requesting a quote from, based on answers the visitor provides. It is a starting point for research — not a quote, an offer of insurance, a binding recommendation, or a guarantee of price, coverage, or eligibility.
You must be at least 18 years old, or the age of majority in your jurisdiction, to use this Site or submit information through it. By using the Site, you represent that you meet this requirement.
Nothing on this Site constitutes insurance, legal, financial, or tax advice. Coverage details, pricing, eligibility, and availability are determined solely by each insurance carrier, not by Best Insurance Deals. Always confirm current rates, terms, and coverage directly with the carrier or a licensed insurance producer before making a purchasing decision.
Insurance company names, logos, and trademarks referenced on this Site remain the property of their respective owners and are used solely to identify and compare publicly available products. Their appearance on this Site does not imply any partnership, sponsorship, or endorsement by those companies.
"Get a quote" links and any other outbound links take you to a carrier's or third party's own website, entirely outside our control, governed by that party's own terms of use and privacy policy. We are not responsible for the content, accuracy, availability, security, or practices of any third-party site, and linking to a site does not constitute our endorsement of it.
Carrier rankings and "match" percentages shown are generated from self-reported answers using general, publicly available information about each carrier's typical strengths. They are estimates for informational convenience only — not underwriting, not a bound quote, and not a guarantee that any listed carrier will offer coverage, a particular price, or a particular product to any individual visitor.
Providing your name, email, or phone number through the optional "save my matches" feature is entirely voluntary. By submitting it, you confirm the information is yours and accurate, and you consent to:
Consent is not a condition of using the matching tool itself, and not a condition of purchasing anything. You may withdraw consent at any time by replying STOP to any text message, unsubscribing from any email, or contacting us directly (see Section 16).
You agree not to: use the Site for any unlawful purpose; submit false, misleading, or fraudulent information; attempt to interfere with, disrupt, or gain unauthorized access to the Site, its servers, or connected systems; scrape, harvest, or bulk-collect data from the Site; or use automated means (bots, scripts) to submit forms.
The Site's design, text, graphics, logos, and underlying code are owned by Best Insurance Deals or its licensors and are protected by applicable intellectual property laws, except for third-party carrier trademarks (Section 5), which remain the property of their respective owners. You may not reproduce, distribute, or create derivative works from the Site without our prior written permission.
This Site and its contents are provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, Best Insurance Deals and its owners, operators, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost data, or loss of goodwill — arising from your use of, or inability to use, the Site, reliance on any information presented, or any transaction entered into with a third-party carrier, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless Best Insurance Deals and its owners, operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
[Insert your governing state/jurisdiction here before publishing, e.g. "These Terms are governed by the laws of the State of ___, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Site shall be resolved in the state or federal courts located in ___ County, ___."] Consider consulting an attorney on whether an arbitration clause and/or class-action waiver is appropriate for your business and jurisdiction.
If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. These Terms, together with our Privacy practices described herein, constitute the entire agreement between you and Best Insurance Deals regarding use of the Site.
Email: bid.support@atomicmail.io. See our Contact page for more. [A mailing address may also be required depending on your state — add one here if applicable.]